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One clear balance
See your available balance and recent wallet activity without digging through menus.
Your money, clearly in view
Everyday money,one calm place.
Payonik brings your wallet, virtual card, balances and activity into a mobile experience that feels simple from the first tap.
Clear activity Card controls Device protection
ActivityAll in one place
Good morning
Total balance$1,248.20
USDp payonik
Virtual card•••• •••• •••• 4821PAYONIK MEMBER12/29
Recent activityView all
North MarketToday · Card− $24.80
Card top-upYesterday · Wallet+ $120.00
ProtectedApp lock ready
Designed for iOSDesigned for AndroidBuilt around clarity
The Payonik experienceLess noise.
Less noise.
More control.
Money apps can feel crowded. Payonik keeps the essentials close, gives every action a clear place and helps you understand what is happening at a glance.
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Your virtual card
Keep card information, billing details and controls together when you need them.
03
Activity that makes sense
Review top-ups and card transactions in a clean, chronological timeline.
04
Details under control
Manage your personal information, billing address and app preferences in one place.
Details on demand
Device protected
Security, by design
Private when it matters. Simple when you need it.
Sensitive information should not stay on screen longer than necessary. Payonik is built around deliberate access and clear account controls.
- Card details appear only when you request them.
- Sensitive details clear when you leave the view.
- PIN, Face ID or fingerprint can protect app access.
Getting started
Three steps. One clear view.
A straightforward path from sign-up to everyday use.
Create your account
Start with your basic details in the Payonik app.
Complete verification
Follow the guided identity checks required for available services.
Stay in the know
View your balance, card and transaction activity whenever you need them.
Payonik for mobileYour money is already moving.
Your money is already moving.
Keep up with it.
Payonik is being prepared for iPhone and Android. Contact us for availability.
What can I do with Payonik?+
Payonik is designed to bring your wallet balance, virtual card, transaction activity, personal details and security preferences into one mobile experience. Feature availability may vary by account and region.
Is Payonik available on iPhone and Android?+
Payonik is being prepared for both iOS and Android. Official store links will appear here as soon as the listings are available.
How does Payonik protect card details?+
Sensitive card details are revealed only when requested and are cleared when the detail view closes or the app moves to the background. Device authentication can add another local layer of protection.
How can I get help or delete my account?+
Visit the Support page for assistance or use the dedicated Account Deletion page to start a deletion request.